You might already be aware that homeowners insurance does not cover your home’s fixtures and appliances. It only covers the structure of your house and your personal belongings. What about the other components of your home? For example, your heating, cooling, and plumbing components. You are not covered by traditional homeowners’ insurance. You might be asking, “Is A Home Warranty Available For Plumbing Systems?” This is why so many homeowners have a home warranty program in addition to their regular homeowners’ insurance. If your home has a serious problem with its plumbing, you don’t want to worry about whether you will have to pay for repairs.
Basics of Home Warranty
Home warranties are not like homeowners insurance. It protects you against theft or natural disasters such as a tree falling on your house or flooding your home. However, home warranties offer protection for the items you use every day in your home.
Your plumbing is also covered. All systems in your home are covered by home warranties, including central heating and air, electrical systems and plumbing.
However, every plan is unique and may not cover all appliances or systems. Talk to your agent if you have questions about the exact coverage of your home.
It is important to remember that your home warranty does not cover you for damage caused by normal wear and tear. A DIY project gone wrong is not enough reason to file a claim.
Plumbing Systems Overview
Although your plumbing system may not be the main reason you purchased your home, it can cause serious damage to what you considered a perfect home. If you have a serious problem, it can cause you and your family to be displaced for days, weeks, or even months.
Modern-day home plumbing systems are made up of two main parts: the water supply line and the drain-waste-ventilation line.
The water supply line brings water from the city’s water supply to your home. It hooks into your hot water heater and other cold lines.
Most commonly, water supply lines are connected to copper pipes on the exterior of your home. The water supply line is pressurized using pockets of air. This not only keeps the water flowing when you turn on the tap but also prevents pressure building up and rupturing the pipes.
The second part of your plumbing system, or the drain-waste-ventilation line, is responsible for sending waste from your toilets and other drains in your house out to the main sewer line.
Typically, much larger than a water supply line that is commonly an inch to an inch-and-a-half, the drain-waste-ventilation line is much thicker and wider, and tends to be made from durable plastic such as PVC that is easy to work with and cut. The drainage pipes in your home are not pressurized and must rely on gravity and angles to drain the waste away.
Common Plumbing System Problems
The two components of your home’s plumbing systems can be affected by issues. A home warranty covers plumbing systems so you don’t need to worry about it.
Because it is pressurized, water supply lines can build up pressure which can cause burst pipes or other problems. Water pressure is what you see when water comes out of your toilet, sink, or shower. It doesn’t take long to soak your cabinets, walls, and floors. If not dealt with quickly, the moisture could become mold.
The drain-waste-ventilation line is also susceptible to leaks because its plastic pipes, although great for DIY projects, can corrode and leak, particularly around joints that should have been well sealed with rubber cement. This is a double-edged sword. Although PVC is easy to use and cheap, you will likely have to replace your drainage pipes much sooner than your metal pipes.
Check out our Plumbing Blog for more tips on how to prevent plumbing problems in your home.
Plumbing Systems and Home Warranties
A home warranty can be a plumbing warranty for your house. It protects you from all possible problems with your home’s plumbing system. This includes leaks and ruptures in pipes, old or worn-out faucets or valves, faulty pumps and motors like those found in many bathtubs, and clogged sinks, toilets, and tubs.
Beyond Plumbing – Home Warranty for Everything Else
There are many ways that your home’s plumbing can fail, but think about all the other parts of your home you depend on every day.
A home warranty covers your heating and cooling systems, including your oven, range, dishwasher, washer/dryer, and heating and cooling systems in your home.
Home warranties cover plumbing, heating and air, electrical systems, as well as appliances. Newer homes usually come with updated versions of each. Older homes are more vulnerable to large repair costs if an appliance, system, or other device goes out.
The best thing about this is that you can get a new replacement if it isn’t possible to fix or repair the item as it is.
If you are still wondering “Is A Home Warranty Available For Plumbing Systems?” Contact us today to learn more!
